Category: Uncategorized

Key Problems

Our client wanted to expand and improve the property portfolio within a limited surplus cash flow. From the financial arrangement, we had to find a way to increase the property holdings.

• An ineffective tax structure had limited their capacity to build additional family wealth.
• Significant principal repayments on their investment loans, which was effectively increasing their tax liability and providing zero return on principal.

Our Approach

• Reconstructing investment loans to increase tax benefits and surplus cash flow.
• Customized a financial roadmap.

Strategy & Execution

• Conducting a financial health diagnostic to understand the lifestyle they want to have and listing out financial assets and resources they had to work with.
• Creating multiple scenarios and financial roadmap, with the detail from tax strategies to investment options available that are required to reach their goals.
• Creating a tax-free funding facility to increase investment potential and to provide emergency funds for wealth creation and lifestyle regardless of what life throws.

Key Problems

The main concern is a stronger retirement and paying off debt.

• Review their retirement funding and retirement asset allocation approach
• receiving income and Social Security positions him in a higher tax bracket.

Our Approach

• Creating the roadmap that helps to make the goal clear.
• Tracking down the money flow. and redirecting it toward the goal.
• Maximize contributions to retirement plans.
• Review cash flow and determine the amount available.

Strategy & Execution

• Confirming the funds are financial exercise planning.
• Reducing the uncertainties which can be a barrier to the growth of monetary value.
• Increased the retirement contribution from $200 to $846 per pay period.

Key Problems

• Unmanaged business plan with expensive funds.
• Investments just aren’t growing.

Our Approach

The portfolio is the typical approach that we find in most investment portfolios. Planning is done with full of expensive funds, and goals can be seen as unmanaged futures with no alternative. Our approaches to solving the problem are:

• Rebuild most of their portfolio with low-cost
• Tracking down the money flow. and redirecting it toward the goal
• Protect their accounts from devastating market crashes

Strategy & Execution

• transfer the investments to a low-cost professional account and rebuild the portfolio
• Maximize the returns for the amount of risk they are willing to take and, going forward.
• Using the latest technology to research factor investing and market-cycle returns,

Key Problems

• Sudden position to manage their investment portfolio.
• Serious missteps could put her financial future in jeopardy.

Our Approach

Sudden death of her husband pushes her into the role of a financial decision maker. She’s now expected to make decisions about company stock options. To add, she has to manage their investment portfolio, and the college savings accounts for their college-age children. Our approach to solving her problem is:

• Rebuilding the investment portfolios from an aggressive growth portfolio into one better designed
• Research on market to manage the company stock option
• Train her children to qualify for financial aid and scholarships that they previously were ineligible for.

Strategy & Execution

• Assisting her in making sound financial decisions and stress-testing the financial scenarios she can choose will provide her with confidence.
• Provide the financial legacy for her and the envisioned for their children.

Key Problems

• Bad Company structure results in lower marginal tax rates, which results in increased taxes and reduced net business profits.
• Due to bad business ownership structures, business and personal assets were at risk of being taken, sued, or filed for bankruptcy.
• Needed to rely on clients to refer business his way to generate revenue due to lack of marketing strategy that might attract new paying clients

Our Approach

• Establishing a separate trading entity to operate a business.
• Established a licensing trust and transferred the ownership of all the business assets
• Track business cash flow, and create and track invoices.

Strategy & Execution

• Creating a business plan and personal financial roadmap that interlinked tax, financial, and investment strategies that help to grow business and wealth
• Started a digital marketing campaign to boost business on an online marketing platform that helped to drive a significant number of leads to business
• Established a self-managed super fund and several investment trusts to purchase and tax effectively grow the assets.